Not Removed From Previous Mortgage Covenants, What Can I Do? My husband and I separated 3 years ago. I was prepared to leave the house and walk away with nothing and he was going to remove my name…
Are Builder's Gift Deposits a Good Idea? I've been looking at buying a house through Barratts. They will pay 5% toward my deposit, which is something called a builders guild deposit. I'm a first-time…
Can a Mortgage Guarantor Live Abroad? Whether a mortgage guarantor can live abroad in another country depends on the policies of the lender and the specific circumstances of the guarantor. Whether a…
Transfer Mortgage from Joint to Sole Name I have a joint mortgage with my son, but no longer want the property myself. My son is willing to take the whole mortgage - can we transfer a joint mortgage…
Is there still 100% mortgages? Is there still a 100% mortgage? 100% Mortgage Option Unless you are buying on one of the government home buyer initiatives there are no 100% mortgage available any…
Can I remortgage my parent’s property? I currently live with my partner in a property owned by my father. There is no mortgage on the property which is currently worth £180k. Can I then remortgage…
Does Ownership Abroad Mean I Cannot Buy in the UK? I own a house abroad but would like to buy my first home in the uk through shared ownership. Do you think that having a house abroad makes me not…
Can I Convert My Mortgage to Buy-to-Let? There are 2 main options when you want to let out a property with a residential mortgage on it – either you obtain consent to let from your current lender, or…
The Old Relationship Between Libor, Swap Rates and Mortgage Rates Has Broken Down 2 years ago few people had heard of Libor, the London Interbank Offered Rate, let alone knew what it was. Most…
Zoopla finds a clever way round the new HIP rules An interesting spat has developed between the website Zoopla and The Association of Home Information Pack Providers (AHIPP). This follows the…
