HSBC Mortgage Declined Just because you have been declined by HSBC doesn't mean that you will not be able to get a mortgage. HSBC have some of the tightest mortgage underwriting and in the present…
Is there an Alternative to Bridging Finance? Can I get bridging finance? Bridging Finance Your situation is a typical example of where a bridging loan can help you secure the property of your dreams…
Shared Ownership/Default I will be looking for a mortgage of roughly £50,000, as I will be doing the shared ownership scheme. I will hopefully have a deposit of £20,000. I have recently had a default…
What happens to my mortgage after getting a divorce? What happens to our mortgage after divorce? If you have a joint mortgage then you both have a responsibility to make sure the whole mortgage…
Non Simultaneous Sale and Completion I have a house worth approx £210,000 and a mortgage with £108,000 to pay. I have found a house I'd like to buy for £278,000 but my property isn't on the market. …
Can I get a mortgage on a house with an annex? House with annex Are lenders reluctant to offer mortgages on house with annexes? It is true that some lenders do not like properties with an annex…
Two flats within a Freehold Property I have had an offer accepted on a freehold property which is currently arranged as two self contained flats. The offer is £145,000 and I have a savings of…
Mortgage with CCJ's on My Record I have several CCJs and looking to apply for a mortgage Having County Court Judgments (CCJs) on your record can impact your ability to obtain a mortgage, but it…
Changes to my variable rate Currently I am coming out from fixed mortgage and now SVR applies to my mortgage which is 3.50% and I am getting an offer from other bank for a lifetime tracker 2.79%…
Shared Ownership and Stamp Duty My partner and I are looking to buy a property through shared ownership. To be eligible, our total earning cannot exceed £80k, which it does. So, I am going to apply…
